01Money & Business
Freelance Rate Calculator
Find the hourly rate you need to hit your income goal after self-employment tax, expenses, and non-billable time — and see your real take-home.
Debt Payoff Calculator
Compare the snowball, avalanche, and hybrid methods side by side. See your debt-free date and watch how an extra payment saves months and thousands in interest.
Budget Calculator
See the 50/30/20 ideal next to what you actually spend — and exactly where you're over and what to fix. Adjustable targets for any cost of living.
Invoice Generator
Make a professional invoice with your own 16:9 letterhead or business name, line items, and tax — then print or save as PDF. No signup, nothing uploaded.
Loan Payment Calculator
See the real monthly payment for any auto or personal loan — plus total interest, your payoff date, and how much paying a little extra each month saves.
Compound Interest Calculator
Watch a starting amount plus monthly contributions grow. See your final balance, how much is pure growth, and the year your money starts out-earning your deposits.
Emergency Fund Calculator
Size your emergency fund from your real essential expenses — see how covered you are today and the exact date you'll be fully funded at your savings pace.
Savings Goal Calculator
Name the number and get the date you'll hit it — interest counted — plus what to save per month to arrive in 1, 2, or 3 years.
Quarterly Tax Estimator
Estimate your four IRS payments from expected profit — self-employment tax plus federal income tax, with every due date. Built for freelancers.
Profit Margin Calculator
See what a sale really leaves you after platform fees — margin, markup, break-even, and the exact price that hits your target margin.
Home Affordability Calculator
See how much house your income actually supports — the 28/36 rule turned into conservative, standard, and stretch price ranges with your real payment.
Take-Home Pay Calculator
See what your salary actually pays after federal tax, Social Security, Medicare, and your 401(k) — per paycheck and per month. Budget on the real number.